FinanceWorldHub – Terms of Service
Effective Date: September 23, 2025
PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING FINACNEWORLDHUB OR ANY OF ITS SERVICES. BY ACCESSING OR USING THIS SITE, YOU AGREE TO THESE TERMS. IF YOU DO NOT AGREE, PLEASE DO NOT USE OUR SITE.
1. Introduction
FinanceWorldHub (“FinanceWorldHub,” “we,” “our”) provides information, tools, and resources related to study techniques, skill development, learning strategies, and personal growth (collectively, the “Services”). These Terms of Service (“Terms”) govern your use of our website, content, and any related services or digital channels.
You must be at least 18 years old to use FinanceWorldHub. Use by anyone under 18 is prohibited, and a parent or guardian must accept these Terms on their behalf if applicable.
2. Privacy and Cookies
Please review our Privacy Policy and Cookie Policy, which explain how we collect, use, and protect your personal data. By using FinanceWorldHub, you consent to the practices outlined in these policies.
3. Content
All materials on FinanceWorldHub, including text, images, videos, logos, graphics, software, and other content (“Content”), are protected by copyright, trademark, and other intellectual property laws.
You may access, view, and download Content only for personal, non-commercial purposes, and you may not remove or alter any copyright or trademark notices.
You may not copy, modify, redistribute, sell, or create derivative works from our Content without prior written permission.
FinanceWorldHub respects the intellectual property rights of others. If you believe your work has been used without permission, please contact us at legal@financeworldhub.com.
4. User Accounts
Some areas may require account registration. You agree to provide accurate, current, and complete information.
You are responsible for maintaining the confidentiality of your account and password.
FinanceWorldHub reserves the right to suspend or terminate accounts suspected of violating these Terms.
5. User-Generated Content
If you post comments, questions, or other content, you must own or have rights to it. You cannot post unlawful, harmful, or infringing content.
By posting, you grant FinanceWorldHub a worldwide, royalty-free license to use, modify, display, and distribute your content.
FinanceWorldHub may remove any user content at its discretion.
6. Prohibited Uses
You may not:
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Violate any applicable laws or third-party rights.
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Use automated scripts to scrape, mine, or collect data.
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Interfere with site security or operations.
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Remove, block, or modify advertising.
7. Disclaimers
All information on FinanceWorldHub is for educational and informational purposes only.
FinanceWorldHub does not provide medical, legal, financial, or professional advice, and nothing on the site constitutes a solicitation or recommendation.
Learning programs, advice, or strategies may involve risks; individual results may vary.
8. Third-Party Services
We may include links to third-party websites or services. FinanceWorldHub is not responsible for third-party content, products, or services, and any transactions are solely between you and the third party.
9. Software
Any downloadable software or tools are governed by their respective license agreements. Do not use software in a jurisdiction where prohibited by law.
10. Disclaimer of Warranties
FinanceWorldHub and its Content are provided “as is” and “as available.” We do not guarantee accuracy, reliability, or completeness, and disclaim all warranties of any kind, including implied warranties of merchantability or fitness for a particular purpose.
11. Limitation of Liability
To the fullest extent permitted by law, FinanceWorldHub is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or reliance on its content.
12. Indemnification
You agree to indemnify and hold harmless FinanceWorldHub , its affiliates, employees, and agents from any claims, damages, or expenses arising from your violation of these Terms or your use of the site.
13. Dispute Resolution
Any disputes shall first attempt to be resolved through informal negotiation.
If unresolved, disputes will be subject to binding arbitration under the rules of JAMS or a similar arbitration organization, conducted electronically or in person.
You waive your right to class actions or jury trials.
Governing law: Romania.
14. Modifications
FinanceWorldHub may modify these Terms at any time. Continued use of the site constitutes acceptance of any changes.
15. Contact
Questions regarding these Terms can be sent to: legal@financeworldhub.com